What_To Do When You’re In an Auto Accident With an Uninsured Motorist-experienced_auto accident attorneyAuto accident attorneys see clients or potential clients all the time that deal with this type of situation. Today we’re going over everything that you need to know about accidents and uninsured drivers on the road. Read on and find out more so you’re not caught unprepared or just know more about the subject before you see a lawyer.

Many drivers find out that they’re in a sticky situation the unpleasant way. Once you see an experienced auto accident attorney, you may actually then discover that your accident is much more involved than you may have previously thought. It turns out that not having coverage for uninsured motorists could work against you.

Uninsured motorist coverage is going to keep you protected at all times against this aspect of the road but it’s not necessarily going to be included automatically in a car insurance policy. Therefore, you may have to make an effort on your part to sign up for it to be covered. Unfortunately, you can’t really sign up after the fact and then have that coverage– although it would be nice if it worked like that if you have to find out the hard way what not having that coverage means.

What this coverage does is it works to cover you in the event that you do get into an accident with someone who doesn’t have insurance, it will act like they really do have car insurance. Whereas you’re not going to have a car insurance to cover the damage that they caused, this steps in and acts as that factor, effectively covering you.

While this may seem like a tough deal, imagine what being in an accident with an uninsured motorist might be. You get rear-ended and the damage is pretty bad. Then bang– you find out that they don’t have insurance. Well, who’s going to cover it? It looks like you’re stuck with the bill. So while paying for coverage is not fun, it will pay off if you find yourself in this situation.

How likely are you to find yourself in this situation? More likely than you might guess. Roughly one out of seven vehicles that are involved in a collision in the U.S. will not have insurance. So that immunity that you may think you have might have to be reevaluated with these numbers in mind. Florida has even worse statistics, with the odds being about 1 in 5 for the very same scenario.

While you may be able to sue in certain states if you don’t have coverage, you may also be limited by the amount that you can sue for. You also have to consult a lawyer to do this– and if you haven’t gotten coverage and have been in this type of accident, that is a good idea.

The best scenario is to get coverage before you are in an accident with someone who’s uninsured. But if you have or do, contact The Law Offices of Payas, Payas, and Payas to consult with professionals who can answer any questions you might have.