personal-injury-accident-attorneyHave you been in an auto accident with an uninsured motorist? If you have, it’s time to consult an auto accident attorney. These types of accidents happen all the time, and someone is injured in an auto accident every day. While there is a certain amount of risk involved in taking to the road, accidents are not always your fault. Other parties cause accidents every day and many of them are driving uninsured.

So, what should you do when you’re in an accident and the motorist that caused it doesn’t even have insurance? Read on to find out.

When it comes to accidents involving cars, one out of seven drivers are not going to have insurance, according to the Insurance Research Council. The amount of drivers driving without insurance in the U.S. also increased by two percent over a five-year period. How many drivers are uninsured in your state still remains to be seen. The Sunshine State has one in five odds that the driver won’t have insurance, and you will be affected by them if you get into an accident with an uninsured driver– not just them.

Drivers must have uninsured motor coverage, even if they are covered when it comes to no fault insurance. This type is capped at 10k in FL and is not mandatory. But it does mean that each driver’s company will pay the losses, regardless of who is at fault. It will also cover lost wages, expenses, and medical expenses. However, not all of your losses in future accidents may be covered by this type of insurance, but it will have you covered all the more in the case of future accidents.

This type of insurance is really valuable because it’s going to cover nut just you but your passengers. If you are involved in a crash caused by a driver without insurance but it doesn’t cover enough your coverage is going to need to make up the difference not only for you, but for your passengers. If you do have additional insurance provided by your uninsured motorist insurance, it’s going to be very helpful if you happen to get into an accident with a driver who’s uninsured. Even if you’re a decent driver, it could happen to you. Your driving is no guarantee of how someone else will drive.

Don’t get hit by the expenses. Check in with your insurance agent to find out what type of coverage you can get. You can take out multiple policies for the same vehicle that are the same limit and up to/no more than the limits for bodily injury liability coverage. Your insurance agency should be able to tell you more.

If you’ve been in an accident but aren’t sure what to do, consult The Law Offices of Payas, Payas, and Payas. They’ll be able to help you with any injury situation and provide you with insight as to whether you may have a case. Don’t be left behind; be sure that you get compensation and the justice you deserve. Give us a call today.